DAC

Advisory

From Protection to Inheritance,

We've Got You Covered

Contact Us For FREE Consultation

Health Protection

• Life Insurance: Provides financial support to your family if you pass away, covering debts and living expenses.
• Medical Insurance: Pays for medical expenses like hospital stays, surgeries, and doctor visits.
• Critical Illness Insurance: Gives a lump sum if you're diagnosed with serious illnesses like cancer or heart disease, helping ​cover treatment and other costs.
• Lady Protection Insurance: Tailored for women, covering health issues and maternity costs.

Wealth Protection

• Investment & Savings Plans: Helps grow your wealth while providing life insurance, aiding long-term goals like retirement.
  
• Wealth & Legacy Planning: Manages and transfers wealth to future generations, ensuring financial security for your heirs.
  
• Child’s Saving Plan: Saves money for your child’s future needs like education and marriage.
  

Accident Protection

• Comprehensive Personal Accident Insurance: Covers medical costs, disability, or death due to accidents.
  
• Group Personal Accident Insurance: Similar to personal accident insurance but for groups, often provided by employers.
  

Home Protection

• Home insurance covers damage or loss to your home and belongings from events like fire, theft, or natural disasters, ensuring ​financial protection against unexpected circumstances that could affect your property and personal belongings. It typically ​includes liability coverage as well, which protects you from legal and financial responsibilities if someone is injured on your ​property or if you accidentally damage someone else's property

Auto Protection

• Auto insurance provides financial protection for vehicles involved in accidents, covering damage, injuries, liability, and incidents ​like theft or natural disasters. It includes liability, collision and personal injury protection for both your vehicle and others ​involved.

Employee Benefits

• Corporate Solutions: Insurance packages for large companies, including health, life, disability, and retirement plans.
• SME Solutions: Insurance tailored for small and medium businesses, offering flexible and affordable options.
• Employee Voluntary Solutions: Additional insurance options employees can choose, enhancing their benefits package.

Commercial Insurance

• Property Insurance: Protects business property from damage or loss.
• Liability Insurance: Covers legal costs if your business causes injury or damage.
• Business Interruption Insurance: Compensates for lost income if your business is disrupted by a covered event.
• Workers’ Compensation Insurance: Covers medical expenses and lost wages for employees injured at work.
• Cyber Insurance: Protects against losses from cyberattacks and data breaches.

Features & Benefits

• Available to all Malaysians and foreigners residing in Malaysia aged 18 and above, regardless of employment status with EPF.
• Enhances your retirement savings and supplements your Employees Provident Fund (“EPF”).
• Offers flexibility in fund selection and switching based on your risk appetite and investment profile, allowing contributions at your ​discretion without fixed amounts or intervals.
  
• Provides individual tax relief of up to RM3,000 annually for the first 10 years from assessment year 2012, in addition to existing tax ​relief for EPF contributions and life insurance premiums.
  
• Employers can enjoy tax deductions up to 19% of total employees’ remuneration, inclusive of mandatory EPF contributions.
  
• Income from PRS is tax-exempted.
  
• Accessible with a minimum investment of RM100.
  
• Supports employee retention strategies as part of a competitive benefits package.
  
• Members' interests safeguarded by the PRS Scheme Trustee and Private Pension Administrator Malaysia (PPA).
  
• Includes nomination options for beneficiaries.
  

Privacy Policy